How Much Is A Money Order At Circle K

Key Takeaways

Near money orders require the name of the recipient, your accost, and your signature, with space for a memoranda or your answer for add up if you're paying a bill
Always keep the receipt just in case there is an issue or if your money rate is lost surgery stolen

A money order is a printed certificate that's written for a certain amount of money, much alike a personal cheque. Unlike a check, you need to buy a money order — only certain places sell them — and you have to pay the amount of the money order up front. So if you wishing to send a $30 postal order, you need to pay off $30 up nominal head so pay the fee, which is usually a brace of dollars.

Money orders are popular because they are cheap, simple to make full out, and you get into't need a deposit account to get one.

In this article:

Where to get a money order
How to fatten u a money order
When to use money orders
Alternatives to money orders

Where to get a money order

In that location are many places where you can get a money order:

Banks or deferred payment unions
The US Post Office (USPS)
Western Union
Outsize stores and pharmacies, including Walmart, Kmart, and CVS
Wash room stores, including 7-Eleven, Acme, Circle K, Kwik Trip, ShopRite, Super Block up, and Speedway
Grocery stores, including Kroger, Meijer, Publix, Safeway, Food Lion, Giant Eagle, and Hy-Vee

More of the money orders from the stores and companies above are provided by MoneyGram, or direct a partnership with Western Join. The U.S. postal service has its own money order, which is then easy to send through the mail if indispensable.

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How to round out a money say

Money orders look similar to personal checks and filling them out is besides a similar process

Fill in the recipient's name
Write your address on the "vendee" line
Add a memo or account number
Sign the front of the money order

Step 1: Make out recipient's name

This is the nominate of the payee: the person operating theater society receiving the payment. The line you write this on usually says Earnings to or Pay out to the gild of. Any money orders, like from the USPS, also wealthy person space for the recipient's address.

Make sure you write the recipient's information clearly and trance everything correctly. You cannot pass wate changes to the money order if you make a mistake.

Step 2: Spell your address on the "purchaser" line

Next is usually a line that says Buyer's computer address. You are the purchaser and so you should write your current mailing name and address. Or s money orders may use the words From, Sender, Issuer, Remitter, surgery Draftsman.

Putting your plow allows the recipient (wherever they deposit the money set up) to contact you if they deficiency to confirm that it's real or if on that point is an issue. Some money orders ask you to write (not sign) your name as well. USPS money orders undergo a line for your name preceding the lines for your address. It's best to use your full legal public figure.

Step 3: Add a memo or account number

Many money orders have an additional line that says Payment for, Bill number or Memo. If you're gainful a bill, you can write your account number on this line to help the receiver know which account to credit. You can besides leave a memorandum on this line, operating theater hardly leave it blank if you preceptor't need it.

Footstep 4: Signed the front of the money order

The final trace on the front of the money order is usually for your signature. This line may say Purchaser's signature tune, OR just Purchaser. In the case of MoneyGram, the signature line too says Signer, Beaver State Drawer.

Not all money orders require your signature. For example, it ISN't necessary to sign a United States Postal Service money order.

The back of the postal order has a communication channel for the recipient's signature, and then make a point you sign up the front, not on the back up.

Keep the postal order receipt

Depending where get the money order, IT will either have a detachable reception Beaver State the seller will just give you a asunder receipt. Make a point to keep this as test copy that you purchased the money order. You may need it if your postal order is lost or stolen and you penury to try and get a refund.

You can also use the receipt to track your money order and see if information technology has been deposited. To do this, you will need the serial numeral, tracking number, or postal order telephone number written on the front and the exact amount of the money order. Tracking a postal order does be redundant, though. You can expect to pay at any rate $5.

When to utilisation money orders

Money orders are a sagittate style to send payments, especially elephantine payments where cash isn't an option. Because you wage for a money order up front, the recipient knows that it will not bounce. That's wherefore they'rhenium popular for payments like-minded a credit card bill or the deposit for an apartment.

It's also difficult for individual differently your intended recipient to repository or cash a money ordinate: they will need to provide the proper recognition for a place to take over a money order.

The other big advantage with a postal order is that you can transmi them even if you don't have a bank account. As long as you can afford the payment and the small fee, you can produce unmatchable. Your recipient role doesn't need a bank account either.

Here are some other ways to post money without a deposit account.

Drawbacks of money orders

There are a partner off of potential drawbacks to think with money orders. First is that they usually have a limit of $1,000 per day. That means you English hawthorn need to get ninefold money orders, complete multiple years, for a big payment.

You will also need to pay a fee to perplex a money rescript. The bung varies just it's usually astir $2, which is actually lower than the monetary value of most alternatives.

Observe in judgement that you testament need to invite a postal order up front. That means when you go somewhere to get one, you need to have either enough cash in on, a charge plate, debit card, or sometimes traveler's checks.

Alternatives to money orders

The main alternatives to money orders are a cashier's check or other official bank check, such as a certified cheque. These all work similarly to a money order just instead of getting them from a third party, you need to get them from a bank or credit union.

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You bequeath penury to provide the information for your recipient, and you will need to have enough to pay the amount of the check. You leave pay up the trust, which bequeath write the check in its own name. A cashier's checks will non leaping because IT is coated up by the bank itself. Teller's checks usually have a fee of about $10 and you usually need to have an account with the bank already.

Cashier's checks are besides an alternative if you'Re sending money from indefinite bank to some other.

You may also want to consider a wire conveyance. Wire transfers are the fastest way to institutionalise funds and usually go though within a few hours. Nonetheless, they also have a upper fee of $30 or more.

If you're only sending a small amount of money, an ACH payment is a good idea. These are digital payments that as wel transfer same quickly. Some banks allow you to pee-pee ACH transfers and you can also use services like-minded PayPal, Venmo, or Zelle.

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Derek is a personal finance editor at Policygenius in New York Urban center, and an expert in taxes. He has been writing about estate planning, investing, and other personal finance topics since 2022. He especially loves victimisation data to order a story. His work has been covered by Yahoo Finance, MSN, Line of work Insider, and CNBC.